Car Insurance – get insured or say goodbye to your car . Part 2
Summary
If a car is found to be uninsured, the police now have the ( home insurance quotes ) power to remove it and have it destroyed. This article explains the latest shock tactics in a bid to punish uninsured drivers.
Author: Anna Richardson
As the police said, “Uninsured drivers are often guilty ( medical insurance ) of many other
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It is a shocking fact that 5% of all drivers are uninsured, a criminal offence because it is a legal requirement. Extra research carried out by the ( pet insurance ) Association of British Insurers has found that uninsured drivers are a dangerous presence on the roads, each uninsured driver causing an average of one accident every six months. They are also three times more likely to receive a conviction for driving without due care and attention.
Those of us who do have car insurance cover the costs of these uninsured accidents. On average, £30 is added to every car insurance policy ( secured loans ) to cover the costs to the industry due to uninsured motorists. That means law-abiding motorists pay a whopping total of £500 million each year for those who can't be bothered to pay up.
There's another bitter pill to swallow. If you have an accident that's not your fault with an uninsured vehicle, it will still go down as a “fault claim” on your insurance. So you'll have to pay the excess on your car repairs and you'll lose your no-claims bonus unless you've got claims protection. Over a two-year period, you could pay an extra £275 in premiums thanks to a reduction in your no-claims entitlement.
The Association of British Insurers (ABI) is in full support of this new scheme to rid the roads of uninsured cars. The ABI has been a critic of the way the British courts deal with uninsured drivers for many years now, but they still don't think this scheme is enough. Offenders usually only get a fine of £150-£200 and they don't have to pay immediately – which really doesn't compare to the extra costs incurred by motorists who do have car insurance. We agree – something needs to be done!