Car Insurance Essential information about Excess payments
Summary
If you increase the excess payment on your car insurance you'll save a lot on your premium. This article explains.
Author: Michael Challiner
An excess payment is the fixed contribution you must pay each time your car is
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If the accident was the other drivers fault, and this is accepted ( life insurance quotes ) by the third party's insurer, you'll be able to reclaim your excess payment from the other person's insurance company. But what if the other driver is uninsured?
All motorists know that it's a legal requirement (under Section 143 of the 1988 Road Traffic Act) to have insurance for any damage they ( life assurance ) cause to third parties. But still many drive without insurance. An estimate of the incidence of uninsured driving in the UK is hard to come by and, for the obvious reasons, those drivers involved in breaking the law have every reason to keep quiet about it.
Calculations from the Department of Transport suggest that in ( insurance ) the UK around 5% of vehicles are being driven without valid insurance. This group of people not only impose costs on honest motorists in the form of higher premiums, but their presence on our roads also represents a serious risk to other road users. Consequently, uninsured driving is increasingly being regarded as a major social problem.